Cheapest car insurance is not always the best option.

When you're looking for cheap car insurance, you might be tempted to choose the cheapest option available. But there are several factors that can make this a bad decision:

[{"selector":"#anim-50efe1ab-0876-4370-b1e0-227f51d5e57d","keyframes":{"opacity":[0,1]},"delay":0,"duration":600,"easing":"cubic-bezier(0.2, 0.6, 0.0, 1)","fill":"both"}] [{"selector":"#anim-c61f40cd-0d29-49d5-b2a4-f6e949547047","keyframes":{"transform":["translate3d(-117.0418%, 0px, 0)","translate3d(0px, 0px, 0)"]},"delay":0,"duration":600,"easing":"cubic-bezier(0.2, 0.6, 0.0, 1)","fill":"both"}]

* The company may not have any history of paying claims and can't be trusted to pay out if something goes wrong.

[{"selector":"#anim-83ad79c8-8eba-474c-92ce-8ed709fa6285","keyframes":{"opacity":[0,1]},"delay":0,"duration":600,"easing":"cubic-bezier(0.2, 0.6, 0.0, 1)","fill":"both"}] [{"selector":"#anim-288b1e89-badd-40d5-be90-ef9e6cfed649","keyframes":{"transform":["translate3d(115.63519%, 0px, 0)","translate3d(0px, 0px, 0)"]},"delay":0,"duration":600,"easing":"cubic-bezier(0.2, 0.6, 0.0, 1)","fill":"both"}]

* The policy itself may not cover everything it should--for example, if you get into an accident while driving without insurance, they won't be able to help with any damages caused by their negligence.

[{"selector":"#anim-ddb3af8a-55e5-4f8e-8cd1-51b8b22ea8a8","keyframes":{"transform":["translate3d(-119.73685%, 0px, 0)","translate3d(0px, 0px, 0)"]},"delay":0,"duration":600,"easing":"cubic-bezier(0.4, 0.4, 0.0, 1)","fill":"both"}] [{"selector":"#anim-4aa8bee0-42d0-459e-ab94-e57421721efa","keyframes":{"opacity":[0,1]},"delay":0,"duration":600,"easing":"cubic-bezier(0.4, 0.4, 0.0, 1)","fill":"both"}] [{"selector":"#anim-2ba222fb-5ba9-4e83-b71f-23009d3212ca","keyframes":{"transform":["scale(0.15)","scale(1)"]},"delay":0,"duration":600,"easing":"cubic-bezier(0.4, 0.4, 0.0, 1)","fill":"forwards"}]

* The company could charge more than other companies that offer similar coverage options because they're not really trying to compete on price; they just want as many customers as possible so they can keep making money off of them!

[{"selector":"#anim-1eaf3eb5-21d6-4e3f-b381-f3d2b9914272","keyframes":{"transform":["translate3d(115.63519%, 0px, 0)","translate3d(0px, 0px, 0)"]},"delay":0,"duration":600,"easing":"cubic-bezier(0.4, 0.4, 0.0, 1)","fill":"both"}] [{"selector":"#anim-1f8fd345-55be-4aa9-85f3-2e5f23ea460b","keyframes":{"opacity":[0,1]},"delay":0,"duration":600,"easing":"cubic-bezier(0.4, 0.4, 0.0, 1)","fill":"both"}] [{"selector":"#anim-5903a6bf-9a61-4706-a05a-d448d9ffb759","keyframes":{"transform":["scale(0.15)","scale(1)"]},"delay":0,"duration":600,"easing":"cubic-bezier(0.4, 0.4, 0.0, 1)","fill":"forwards"}]

And if you've been driving for awhile, you may have noticed that cheap car insurance isn't always the best option. That's because your driving record can affect how much your insurance costs--and if it doesn't show up on there yet, it might not be long before someone else gets into an accident on the road and causes damage to their vehicle or yours!

[{"selector":"#anim-25b43814-0135-4066-9afc-89e0879fc288","keyframes":{"opacity":[0,1]},"delay":0,"duration":600,"easing":"cubic-bezier(0.2, 0.6, 0.0, 1)","fill":"both"}] [{"selector":"#anim-59f30919-8ab5-4361-986e-24f2457cec1a","keyframes":{"transform":["translate3d(0px, 111.88193%, 0)","translate3d(0px, 0px, 0)"]},"delay":0,"duration":600,"easing":"cubic-bezier(0.2, 0.6, 0.0, 1)","fill":"both"}]